The recent health care bill – Obamacare – that was signed into law Tuesday is nothing but an open attempt by government to drive the current health care insurance industry out of business, leaving people clamoring for a government-run health care system.
Let me explain.
I am sure a lot of people are confused as to how Obamacare passed without a public option when, last summer, Nancy Pelosi said, “There’s no way I can pass a bill in the House of Representatives without a public option.” One of the primary reasons liberals say they have been demanding a public option is that they think it is needed to create competition within the health care insurance industry. Of course, these same people are also opposed to Republican proposals to increase competition within the industry by allowing people to purchase insurance across state lines.
I will tell you the real reason why liberals wanted a public option: they want to drive private health care insurance out of business. Liberals know that the polls show that the majority of Americans are satisfied with their health care, but that most are also frustrated with the rising costs of health care. So who do they blame for the latter? They try and portray the private health care industry as villains; pretending health care officials are out there making all this money while screwing the American public over at the same time. The Obama sob stories don’t hurt this cause.
But, is the health care industry really screwing us over? The profit margin for health care plans is approximately 3.3 percent. When you break down businesses by industry, health care plans rank in the mid-eighties for profit margin. I don’t hear liberals calling out gas utilities, making a 12.6 percent profit margin. Clearly, these health care CEOs are not sitting around robbing us blind, it is just a reality that health care is very expensive to pay for. Something needs to be done about the cost of health care, and the solution is not as simple as providing a competitor that is interested only in breaking even, such as the government. The prices will still be too high.
So what do liberals propose to do about this? Their plan is health care rationing. They want to control costs by cutting down on expenses like they do in Europe and Canada. Liberals want to be able to dictate what you can get for health care and what you cannot, and when you can even get care. What drugs you will be allowed to have access to. What surgeries you are allowed to have. Anything and everything will be determined by government.
But liberals know they would never be able to pass a government run health care system right now. They have emphasized that this bill is not going to create a government run system many times.
But I disagree. Liberals know they cannot create a government-run health care system now because most Americans would rather have what they’ve already got. So what liberals need to do is get the current privatized health care insurance system to fall so far out of favor amongst Americans that most people would choose a government-run system instead. They started by vilifying the current industry, but that isn’t enough. They need to make the private insurance industry too expensive … If they can accomplish that, drastic change will be demanded by Americans, and that change will be towards government-run care.
How does this bill accomplish that? It is simple. The recently passed bill is going to raise the cost of health care insurance for all Americans because it strips away the ability for health care providers to discriminate against people with pre-existing conditions. As soon as the bill comes into effect, all of the people who currently are very sick and do not have health care insurance will have access to it. The only way the health care insurance industry can afford to take on all these additional costs without raising prices will be to have an even larger amount of people who are very healthy, and who do not currently have insurance, to start paying into the system.
But the health care bill does not make it mandatory for all people to have health care coverage. All it does is slap fines on people who decide not to have health care. There is no incentive for healthy people to buy insurance because the fines are far less than health care coverage would cost for many people. For example, in 2009 the average cost of insurance for family coverage was $13,375. This bill calls for a 2.5 percent fine on the family income if the family chooses not to have insurance. That means a family with an income of $100,000 would only have to pay $2,500, meaning they would be saving $10,875 by not having insurance.
Now you’re thinking, “Well what if that family gets sick and then needs insurance?” Obamacare makes it so health care insurance companies can no longer deny you. So once you get sick, you can simply buy into a plan no matter how sick you are. You can’t do that today, but you can do that moving forward under Obamacare.
I think most liberal politicians know this. They know that healthy people can drop their health care insurance now, pay the much cheaper fines and then, when they get sick, simply get back into their plans. This system will drive the prices of health care insurance through the roof. When this happens, liberals will have won. There will be the need for a government-run health care system to get costs back down and, at that point, there will be nothing to stop the government – because private health care will be on the verge of bankruptcy, and will need public support.
Now that Obamacare has passed, the only time we will see our health care costs come down is when government steps in and takes control. Of course, we could all just overthrow our government now and put a socialist regime in place to save us the time, but I think we would be wasting our effort. But it may not be necessary, because people already think we have a socialist president.
Alex Perry is a Collegian columnist. He can be reached at [email protected].
Josh • May 16, 2010 at 3:24 am
If either party were interested in “Health Care” reform, they would have ordered a compete audit of the system before proposing legislation. Instead, we’ve been bickering for over a year and are still stuck on how much money is going where and who is benefiting and who isn’t.
They aren’t interested in any meaningful reform, only placating their narrow personal and special-interests while the American middle class gets screwed in the process.
Curious • Mar 30, 2010 at 10:14 am
I wonder what the Collegian’s policy is on comments that advocate violence against others, such as the one posted by “Michael Foley-Rohm?”
Cones • Mar 30, 2010 at 8:47 am
I’m sure these comments all tickle some part of Alex Perry; for shock-artists, its usually the desired result.
Michael Foley-Röhm • Mar 29, 2010 at 6:55 pm
“Drive private health care out of business”
Words that put a smile on my face!
Maybe not as much as “bring out the gallows, we have some right-winger business/Mammon worshippers,” but close.
Oh, true music!
kris • Mar 28, 2010 at 1:17 pm
The well is going dry on thoughtful thinking HELLO people what does the word ” REFORM” mean ??? not take over not oversee it means to take what is currently and to bring to a better , improved state.do people need helth care YES!!! do we have health care YES!!! does every one NO!!! if i don’t carry it there just may be a reason other than i’m ignorant how about i can afford not to. and have ant of you really studied the current forms of state run health cre? not so good or $$$ to get the job done right everyone should be allowed to make thier choice to have a policy not forced into it and why should i be forced into keeping a child on at 26 this is an adult this to should be a choice each family makes . ..your here to learn why not learn to think get out side the education box and think . ohh hey and by the way lets show washington we can use other means of speach other than curse words or spirtual bashing to express ourselves. a little side note here….i hear that the grading system will soon change … alll students will now recieve a “C” average and all will now get the same degree no matter what your major. so remmeber all of you honor students keep it up because all those who fall out or sqeek by need you to keep that “C” “WHEN THINKING STAY OUT OF THE BOX’
muad'dib • Mar 26, 2010 at 11:03 am
We are the liberals! We are coming to get you, Alex! OOGA BOOGA BOOGA!!!
The Advocate • Mar 26, 2010 at 12:38 am
Yet the US spends more then any other nation from its GDP, why?
Dudeman • Mar 26, 2010 at 12:36 am
Congratulations, you are the first person I’ve seen who has argued that it was a good thing for insurers to deny people because of preexisting conditions. I suppose you also believe that it’s great for insurers to drop people whenever it suits them. Like when my mom found out she was pregnant with twins, she was dropped by her insurance company the same day. But we were born anyway, though you wish we weren’t!
Michael Z • Mar 26, 2010 at 12:31 am
Wow. I’m from Alabama and this has to be one of the most biased articles I have ever read. Seems to me someone watches Fox new very religiously. I love how you demonize the word liberals. Its like a war of us “the good and justified” versus them “the wicked and evil.” Judging by your attitude, I’m going to guess you consider yourself a “religious conservative” and think that most of the world is destined for eternal hell fire. What is wrong with trying to help out the poor who are too ignorant to buy health care?
Kari • Mar 26, 2010 at 12:30 am
Who makes $100,000 a year and doesn’t have insurnace??? Slackers?